EmpowerFIRE
EmpowerFIRE ("we," "us," or "our") operates this website to provide educational content about financial independence and early retirement. This Privacy Policy explains how we collect, use, and protect information when you visit our site.
We do not require account creation or personal information to use this website. If you contact us via email, we collect only the information you voluntarily provide (name, email address, message content).
When you visit our site, we may automatically collect browser type, operating system, pages visited, time spent, referring URL, general geographic location (country/region level), and IP address (anonymized where possible). This data is used in aggregate to improve our content and is not linked to personally identifiable information.
The FIRE Calculator processes all calculations locally in your browser. Financial data you enter is never transmitted to our servers and is not stored or collected in any form.
We use the information we collect to analyze site traffic, improve content quality, respond to inquiries, and monitor site performance. We do not sell, rent, or trade your personal information to third parties for marketing purposes.
We use cookies and similar tracking technologies to enhance your browsing experience and collect analytics data:
You can control or disable cookies through your browser settings.
Our site may use Google Analytics for web analytics and Google Ads for advertising. Each service operates under its own privacy policy. We are not responsible for the privacy practices of third-party websites linked from our site.
Depending on your jurisdiction, you may have rights to access, delete, or correct your personal data, or to opt out of analytics tracking. For California residents (CCPA): we do not sell personal information. For EU/EEA residents (GDPR): our legal basis for processing analytics data is legitimate interest in improving our service. To exercise any of these rights, contact us at the address below.
This website is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us immediately.
Educational Purpose Only: All content on EmpowerFIRE — including articles, guides, and calculators — is provided for informational and educational purposes only. It does not constitute personalized financial, investment, tax, or legal advice.
No Professional Relationship: Use of this site does not create an advisor-client relationship. Consult a licensed financial advisor, CPA, or attorney for advice specific to your situation.
Accuracy: We strive to provide accurate and up-to-date information. Tax laws, contribution limits, and regulations change frequently. Always verify current rules with the IRS or a qualified professional before making financial decisions.
Investment Risk: Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. Calculator projections are estimates and not guaranteed outcomes.
Limitation of Liability: EmpowerFIRE is not liable for any financial losses or damages arising from use of or reliance on information presented on this site.
We may update this Privacy Policy from time to time. Changes will be reflected by updating the "Last Updated" date at the top of this page.
For privacy requests, questions about this policy, or to exercise your data rights, contact us at:
Email: privacy@empowerfire.com
Response time: We aim to respond to all requests within 30 days.